How Can I Pay Less Interest on My Mortgage Each Month?
Each month, like clockwork, your checking account balance is reduced by another of your mortgage’s monthly payments If you are like most homeowners, you’ve wondered if it is possible to pay less... more
When is My First Mortgage Payment Due After Closing?
One of the first questions new homeowners ask is when is my first mortgage payment due Let us help with that! Your first mortgage payment is due on the first day of the second month that follows your... more
Is it Better to Pay Off My Property Taxes Directly or Include them in My Mortgage Payments?
As a homeowner, you have at least two options for paying your property tax: A prospective homeowner’s decision can impact how much they pay each month, but making larger payments two times out... more
Millennial’s Mortgage Guide for First Time Home Buyers
Introduction If you have ever looked into buying your first home, or indeed, if you know anyone who has bought a home, it is likely that you have come across the term ‘mortgage’ Now, you may... more
How Much Home Mortgage Do I Qualify for, and How Much can I Borrow?
Knowing how much mortgage you can afford depends on several important factors These factors, taken together, create your total affordability picture The rule of thumb is that lenders look for the... more
How Do Mortgages Work?
They say it’s the “American Dream” to purchase and own a home Unfortunately though, homes are expensive, and most of us can’t afford to shell out all our cash for our house This is where home... more
8 Reasons to Refinance Your Mortgage When Interest Rates are Rising
Most homeowners refinance either to get a lower interest rate that will reduce the cost of their mortgage or to convert a portion of their equity into cash Many owners may not be aware of additional... more
Best way to Remove PMI from Mortgage Without a Refi
I came across this topic on Reddit and found this question: Best way to get rid of PMI from my mortgage without refi (source) The best way to remove private mortgage insurance (PMI) from your... more
