How to Use Your Home Equity To Buy Another House (Investment or Second Home)
Do you have plans or dreams to purchase another house — whether investment property or a second home — and looking for creative ways to finance the purchase This is a very common question among... more
Three C’s of Underwriting And How They Impact Your Mortgage Application
Capacity, Credit, and Collateral are the three C’s of underwriting Since they can significantly impact your mortgage application, you should take the time to understand how they are used in the... more
Home Equity Agreements — what are they and why should you care?
Equity sharing agreements — also known as home equity investments (HEI) — are a relatively new and often misunderstood way to get cash from your home equity Below I will explain what they are,... more
5 Ways to Access Your Home Equity
If you’re a homeowner looking to access your home equity for cash, you’ve got a few options to choose from You can pick a HELOC, home equity loan, cash-out refinance, reverse mortgage, or home... more
When it’s smart to access your home equity with rising interest rates
Just like your doctor shouldn’t recommend that everyone smoke cigarettes, an expert in home wealth management should not recommend that everyone refinance their mortgage This is especially true... more
Read These 4 Simple Investment Strategies Before You Invest That Extra Cash
As a homeowner, how do you decide what to do with extra cash to improve your financial situation I ask people about this all the time, and few are confident in their answer Often, they settled on a... more
LTV, DTI, IR, FICO: Four Pillars of Home Financial Wellness
Homeowners often ask, what else is important for my home financial wellness This may come up when accessing home equity, planning for retirement, understanding the right time to refinance, or... more
5 Common Mistakes We Heard From Homeowners Who Pay Off Their Mortgage Early
Ever wondered why people who earn millions and can afford to pay cash for their home would still have a mortgage The short of it is because they will be millions of dollars richer after 30... more
Why Savvy Homeowners Track Home Equity Not Home Value
What’s my home worth Whether you’re checking out recent home sales in your neighborhood or snooping a neighbor’s home value on Google, this is what we all tend to focus on It’s the biggest... more
How to Access Your Home Equity Without a Great Credit Score
Accessing home equity is a hot topic among homeowners we work with — whether for retirement, home improvement, to consolidate debt, make an investment, or pay an unexpected expense Homeowners with... more
