Millennial’s Mortgage Guide for First Time Home Buyers
Introduction If you have ever looked into buying your first home, or indeed, if you know anyone who has bought a home, it is likely that you have come across the term ‘mortgage’ Now, you may... more
How Much Home Mortgage Do I Qualify for, and How Much can I Borrow?
Knowing how much mortgage you can afford depends on several important factors These factors, taken together, create your total affordability picture The rule of thumb is that lenders look for the... more
How Much Mortgage Refinance Can I Afford?
If you’ve ever wondered how much mortgage refinance can I afford, you’ve come to the right place as I’ll walk you through the easy math in this blog post Mortgage refinancing is a... more
How to Lower My Debt to Income Ratio (DTI) as a Homeowner
Your debt-to-income ratio (DTI) is one of the most important figures that will determine how much home you can afford It measures the amount of your monthly debt payments against your monthly income... more
You Can Get a Mortgage as an Entrepreneur － Here’s How
Many entrepreneurs struggle with lenders when they decide to buy a home Being an entrepreneur (aka a “self-employed borrower“) comes with its own set of rules when figuring out how to get... more
How Often Can You Refinance Your Home?
If you are a homeowner and looking to take money out, you may be wondering how often can you refinance your home The answer may surprise you: there’s no legal limit that restricts how often you can... more
How to Take Equity Out of Your Home
Property values have skyrocketed over the past 12 months, meaning homeowners have more home equity now than ever before If you’re trying to figure out how to take equity out of your home and turn... more
Are HECM Loans a Good Idea?
A reverse mortgage, specifically a home equity conversion mortgage (HECM), is a special type of mortgage that’s useful for a very specific type of older homeowner A HECM loan is a good idea if you... more
