Can I Refinance My Second Mortgage?
Thousands of homeowners across the county have used a second mortgage to help purchase a home A second mortgage reduces the amount of cash needed for a down payment and can help a homebuyer avoid... more
401k Loan vs Home Equity Loan
While a 401(k) retirement account and a home can both be used as sources to borrow money, we generally recommend considering a home equity loan as it carries fewer personal financial risks 401(k)... more
Can You Refinance a Home Equity Loan?
If you have a home equity loan, it’s possible to refinance it This is done by getting a new home loan and using it to pay off the old one Refinancing a home equity loan can be beneficial because it... more
House Numbers vs Mortgage Websites: How We Compare
Homeowners have access to a wide range of online resources when learning about their home equity, especially when they are trying to access their equity It gets very confusing because there are so... more
How Can I Pay Less Interest on My Mortgage Each Month?
Each month, like clockwork, your checking account balance is reduced by another of your mortgage’s monthly payments If you are like most homeowners, you’ve wondered if it is possible to pay less... more
When is My First Mortgage Payment Due After Closing?
One of the first questions new homeowners ask is when is my first mortgage payment due Let us help with that! Your first mortgage payment is due on the first day of the second month that follows your... more
Types of Home Loans for First-Time Buyers
For first-time home buyers, there are five different types of home loans that are most popular These five loans give first-time buyers some options to choose from: These five types of home loans can... more
Can I Pay My Mortgage With a Credit Card?
One thing you may be wondering as a homeowner is can you pay your mortgage with a credit card The most straightforward answer with the least amount of clarification is: yes if you don’t mind paying... more
Can you Sell Your House Before Paying Off the Mortgage?
If you want to sell your home, you should know that you don’t have to wait until you pay off the mortgage to do so Of course, you get the most value if you pay off your home completely before... more
Is it Better to Pay Off My Property Taxes Directly or Include them in My Mortgage Payments?
As a homeowner, you have at least two options for paying your property tax: A prospective homeowner’s decision can impact how much they pay each month, but making larger payments two times out... more
