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Homeownership

Three C’s of Underwriting And How They Impact Your Mortgage Application

Capacity, Credit, and Collateral are the three C’s of underwriting Since they can significantly impact your mortgage application, you should take the time to understand how they are used in the... more

Three C’s of Underwriting And How They Impact Your Mortgage Application
Homeownership

5 Ways to Access Your Home Equity

If you’re a homeowner looking to access your home equity for cash, you’ve got a few options to choose from You can pick a HELOC, home equity loan, cash-out refinance, reverse mortgage, or home... more

5 Ways to Access Your Home Equity
Homeownership

LTV, DTI, IR, FICO: Four Pillars of Home Financial Wellness

Homeowners often ask, what else is important for my home financial wellness This may come up when accessing home equity, planning for retirement, understanding the right time to refinance, or... more

LTV, DTI, IR, FICO: Four Pillars of Home Financial Wellness
Homeownership

How to Access Your Home Equity Without a Great Credit Score

Accessing home equity is a hot topic among homeowners we work with — whether for retirement, home improvement, to consolidate debt, make an investment, or pay an unexpected expense Homeowners with... more

How to Access Your Home Equity Without a Great Credit Score