Home » Homeownership

Homeownership

Homeownership refers to owning a home or property. It involves financial responsibilities such as mortgage payments, taxes, and maintenance but also offers benefits like equity accumulation, stability, and potential tax advantages.

Homeownership

401k Loan vs Home Equity Loan

While a 401(k) retirement account and a home can both be used as sources to borrow money, we generally recommend considering a home equity loan as it carries fewer personal financial risks 401(k)... more

401k Loan vs Home Equity Loan
Homeownership

Everything You Need to Know About Title Insurance

Buying a home can be a risky business, especially if you’re a first-time buyer There are a lot of legal and financial issues you need to manage throughout the home-buying experience There is no... more

Everything You Need to Know About Title Insurance
Homeownership

Home Loan Fees: Difference Between Closing Costs vs. Lender Fees vs. Third-Party Fees

You will be charged two types of fees when accessing your equity with a new first mortgage They are lender fees and third-party fees Every transaction is unique, so the fees within these categories... more

Home Loan Fees: Difference Between Closing Costs vs. Lender Fees vs. Third-Party Fees
Home Equity

House Numbers vs Mortgage Websites: How We Compare

Homeowners have access to a wide range of online resources when learning about their home equity, especially when they are trying to access their equity It gets very confusing because there are so... more

House Numbers vs Mortgage Websites: How We Compare
Homeownership

How To Get Your House Ready To Sell

They say, ‘don’t judge a book by its cover,’ but when it comes to houses, appearances definitely matter If your home doesn’t catch the attention of potential buyers at first look, the chances... more

How To Get Your House Ready To Sell
Homeownership

How Can I Pay Less Interest on My Mortgage Each Month?

Each month, like clockwork, your checking account balance is reduced by another of your mortgage’s monthly payments If you are like most homeowners, you’ve wondered if it is possible to pay less... more

How Can I Pay Less Interest on My Mortgage Each Month?
Home Value

How Much Will My House Be Worth in 10 Years?

According to data from CoreLogic, home prices have increased over 20% in the past 12 months With such a large increase in a short amount of time, you may be wondering what your home value could be... more

How Much Will My House Be Worth in 10 Years?
Homeownership

Types of Home Loans for First-Time Buyers

For first-time home buyers, there are five different types of home loans that are most popular These five loans give first-time buyers some options to choose from: These five types of home loans can... more

Types of Home Loans for First-Time Buyers
Homeownership

Can I Pay My Mortgage With a Credit Card?

One thing you may be wondering as a homeowner is can you pay your mortgage with a credit card The most straightforward answer with the least amount of clarification is: yes if you don’t mind paying... more

Can I Pay My Mortgage With a Credit Card?
Homeownership

Pros and Cons of Metal Homes

What you need to know before living in a metal home Homeownership is a goal for a lot of people Having a place that you can call your own can give you a strong sense of security Unfortunately, the... more

Pros and Cons of Metal Homes