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Home Equity Agreements — what are they and why should you care?

Equity sharing agreements — also known as home equity investments (HEI) — are a relatively new and often misunderstood way to get cash from your home equity Below I will explain what they are,... more

Home Equity Agreements — what are they and why should you care?
Homeowners

5 Ways to Access Your Home Equity

If you’re a homeowner looking to access your home equity for cash, you’ve got a few options to choose from You can pick a HELOC, home equity loan, cash-out refinance, reverse mortgage, or home... more

5 Ways to Access Your Home Equity
Homeowners

When it’s smart to access your home equity with rising interest rates

Just like your doctor shouldn’t recommend that everyone smoke cigarettes, an expert in home wealth management should not recommend that everyone refinance their mortgage This is especially true... more

When it’s smart to access your home equity with rising interest rates
Homeowners

Read These 4 Simple Investment Strategies Before You Invest That Extra Cash

As a homeowner, how do you decide what to do with extra cash to improve your financial situation I ask people about this all the time, and few are confident in their answer Often, they settled on a... more

Read These 4 Simple Investment Strategies Before You Invest That Extra Cash
Homeowners

LTV, DTI, IR, FICO: Four Pillars of Home Financial Wellness

Homeowners often ask, what else is important for my home financial wellness This may come up when accessing home equity, planning for retirement, understanding the right time to refinance, or... more

LTV, DTI, IR, FICO: Four Pillars of Home Financial Wellness
Homeowners

5 Common Mistakes We Heard From Homeowners Who Pay Off Their Mortgage Early

Ever wondered why people who earn millions and can afford to pay cash for their home would still have a mortgage The short of it is because they will be millions of dollars richer after 30... more

5 Common Mistakes We Heard From Homeowners Who Pay Off Their Mortgage Early
Homeowners

Why Savvy Homeowners Track Home Equity Not Home Value

What’s my home worth Whether you’re checking out recent home sales in your neighborhood or snooping a neighbor’s home value on Google, this is what we all tend to focus on It’s the biggest... more

Why Savvy Homeowners Track Home Equity Not Home Value
Homeowners

How to Access Your Home Equity Without a Great Credit Score

Accessing home equity is a hot topic among homeowners we work with — whether for retirement, home improvement, to consolidate debt, make an investment, or pay an unexpected expense Homeowners with... more

How to Access Your Home Equity Without a Great Credit Score
Homeowners

6 Common Mistakes Homeowners Make When Accessing Their Home Equity

Many of us who have owned a home for at least a couple years are sitting on a lot of home equity because of the run-up in home prices over the past decade (even if we also feel poorer day-to-day,... more

6 Common Mistakes Homeowners Make When Accessing Their Home Equity
Homeowners

The Truth About Home Equity Conversion Mortgages

Does the quote above sound like something you may have said I hear some version of this all the time from homeowners that I speak with On the one hand, the run-up in home prices since 2012 has left... more

The Truth About Home Equity Conversion Mortgages